Knowing what labs and exams that are considered “preventative” or “wellness” with healthcare reform and covered at 100 percent is key in preventing yourself from receiving any unexpected charge from a clinic, hospital or doctor’s office for wellness visits.

The 2016 summary plan description is a helpful place to refer to, ensuring that you are aware of any and all coverages that United Healthcare provides for your medical benefits. The 2016 summary plan description for the PPO and Healthy Saving Plans are available on the Missouri S&T human resources site and on the Total Rewards website. In addition, if you have the lab codes of what will be tested ahead of time from your physician, you or your physician may call United Healthcare to ensure coverage of the labs or exams. One phone call to United Healthcare (844-634-1237) or glance at the 2016 summary plan description could save you thousands of dollars a year and the stress that comes with it.

For more information, contact Lee Miller, Total Rewards generalist, at 341-6105.