Knowing what labs and exams are considered “preventative” or “wellness” with healthcare reform and covered 100 percent is key in preventing you from receiving any unexpected charge from a clinic, hospital or doctor’s office for wellness visits. The 2016 Summary Plan Description is a helpful place to refer. It will help ensure that you are aware of any and all coverages that United Healthcare provides for your medical benefits.

The 2016 Summary Plan Description for the PPO and Healthy Saving Plans are available on the Missouri S&T human resources website and on the Total Rewards website. In addition, if you have the lab codes of what will be tested ahead of time from your physician, you or your physician may call United Healthcare to ensure coverage of the labs or exams. One phone call to United Healthcare at 844-634-1237 or glance at the 2016 Summary Plan Description could save you thousands of dollars a year and the stress that comes with it.

For more information, contact Lee Miller, Total Rewards generalist, at 341-6105.